Auto insurance can help repair or replace tires damaged in certain situations, depending on the cause of the damage and the coverage included in your policy. Here are some things to consider about auto insurance and tire coverage.
DOES COLLISION COVER PROTECT TIRES?
Collision protection pays for damage caused by collision with another vehicle or object, such as a tree or pothole. So, if you’ve damaged tires and tires after an unexpected hit on a pothole, collision coverage can help pay for repairs. Collision coverage is generally subject to a deductible. So keep in mind that you will probably have to pay this amount before the insurance begins to cover the claim.
PROTECT INTEGRATED COVER TIRES?
Full coverage pays for damage caused by risks other than a collision, such as B. falling objects, fire, theft or vandalism. Having fully covered auto insurance can help cover the cost of replacing your tires if someone cuts or steals old tires. Please note that you usually have to pay your deductible before full coverage applies.
It is important to note that car insurance does not generally cover maintenance costs such as damage due to wear and tear. For example, if it is time to replace your tires because they are cracked or the tread is worn, you will probably have to pay these costs out of your own pocket.
Does the road support cover the tires?
If you’ve added a breakdown assistance plan to your auto insurance, it can help you get back on the road if a tire breaks unexpectedly. Roadside Assistance can send someone to remove your damaged tire and replace it with your replacement tire, or to tow your vehicle to a repair shop. However, the cost of purchasing a replacement tire is generally not covered. Read the terms of your road transport contract to understand what support it provides for damaged tires.
You can take a few steps to avoid a punctured tire. However, unexpected situations can still interrupt your trip. A local representative can help you review your coverage and auto insurance options to make sure you have the coverage that meets your needs.