A car is generally considered total if the repair costs exceed the value of the car. Some states have laws that define a vehicle that boils down to certain thresholds.…
Flood insurance is usually a separate policy designed to protect your home and property when it is damaged in a flood. Standard home insurance such as home insurance generally does…
Additional insurance also called floating or endorsement is an optional addition to an insurance policy. A home insurance clause modifies basic insurance. By purchasing an additional clause in addition to…
1. Treat yourself to the discount on multiple policies. The most common factors that can affect your auto insurance premiums are your car, your driving habits, demographic trends and coverage,…
Auto insurance discounts are not a myth, they exist. Here are eight ways to reduce auto insurance costs, from auto safety devices to safe drivers. 1. Treat yourself to the…
When you buy a new car or purchase auto insurance, you should probably understand the common types of coverage available in auto insurance. The different types of auto insurance protection…
Auto insurance can help repair or replace tires damaged in certain situations, depending on the cause of the damage and the coverage included in your policy. Here are some things…
If you do not have deductible auto insurance, you have chosen coverage options where you do not have to pay an upfront amount for a covered claim. Suppose you have…
There are always new discounts on the market or they change. It is important to have a good communication relationship with your agent so that you are aware of the…
Without a doubt, the Internet has made purchasing car insurance easier than ever. Knowing what to expect and how the decisions you make can affect your online budget can also…
